Wednesday, November 25, 2009

Homeowners Again...?

What a day we had!

We started the day by getting Asher's 2 year pictures taken (he turns 2, believe it or not, on Sunday) and pictures of all 3 kiddos since Alivia had the day off of school. Then we were off for the final walk through of the house. At 11:30 when we were supposed to be closing on the house, I was fixing lunch in the apartment. Shortly after noon, our real estate agent called with the news, the closing was not going to happen today. The county had not refreshed their systems so we could not see if the liens were off. Additionally, there was a wrong address placed on the seller's divorce documents that needed to be fixed prior to a closing taking place. Needless to say, we were furious! We had waited nearly 5 weeks and still were without a home?!

After telling the real estate agent that the sale was off and we were moving on, we packed out bags and headed to my parents in Iowa. I really just wanted to get out of the apartment and get some space from everything. We packed up everything and headed out.

At 4:15, my mom came running at me with the phone, "It's Michael!" our real estate agent. Humm, that's funny, I thought. Why would he be calling so late? This can only mean more bad news or perhaps a change of some sort.

He asked where we were, and I told him we were in Iowa so we could ponder our next move, offer, etc. He did have news. The seller threatened a major lawsuit that put fire into the situation to get things closed. They also knew our intentions to walk if things were not repaired ASAP. NP Dodge Title Services rocks is all I have to say. The girl there stayed late on the day before Thanksgiving to get this home closed knowing that we were going to walk, the seller was going to file suit (against the builder and the real estate agency the builder works for), and on and on. She somehow got the county to update the property file. It showed only one lien remaining because that contractor had filed a lawsuit (seriously, how complicated can a sale of a home be?). As Michael thought we would for sure walk when we heard we had to wait for a lawsuit to get cleared up, he saw the builder in the title office writing a check to pay for the lien of that lawsuit! So, that meant that the title company was clear to settle the property pending the title be cleared upon the liens being paid in the courts. We are guaranteed a clear title with our expanded title insurance or the title company is liable. That includes any future liens on the property because of this creepy builder that shall go nameless in this blog. Oh, you want to know why? Chris had to sign a gag order that we would not go to the press or would we sue the builder or the LARGE real estate agency he works for in Omaha (clearly we had a major case to do so!). Chris hesitated, but he did sign it. However, I did not have to sign it!!

All things said...we are now homeowners again!! We plan on spending Thanksgiving Dinner with my family tomorrow in Iowa, perhaps popping into say hello to Chris' family in Omaha, before heading out to unload some stuff out of the 4 car garage finally into OUR HOME! Yes, our home. Sounds weird after 5 weeks to have a home again...but how nice it is! What a Thanksgiving Blessing!

 

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